DRS offers two Internet education and planning tools, AdvicePlus and GuidancePlus, to assist plan sponsors in providing a comprehensive education package to their participants.

These affordable investment education programs have been seamlessly integrated with DRS’ website so every plan has the ability to offer their participants additional online help in successfully planning and saving for retirement. Best of all, these programs work in harmony with each Plan’s financial advisor to give participants the ideal mix of investment education that is both high touch and personal, as well as convenient and on-demand.

GuidancePlus educates participants about their investment options, helps participants determine their retirement needs, and allows them to effortlessly implement an investment strategy to meet their goals. GuidancePlus recommends specific asset class allocations based on each participant’s personalized risk assessment. These recommendations can be put into action with only a few clicks of the mouse.

AdvicePlus provides the same great educational and planning tools as GuidancePlus but goes one step further. AdvicePlus recommends specific investment fund allocations and takes fiduciary responsibility for the advice it gives.

AdvicePlus and GuidancePlus are effortless to implement, affordable, and an innovative additions to participant education programs that no plan sponsor should be without.

Please contact a DRS Customer Service Specialist at helpdesk@drs401k.com or (888) 377-4015 if you have any questions about our AdvicePlus and GuidancePlus educational packages.

Customized Education Booklets

DRS is dedicated to providing plan participants with the best in available retirement plan services and features. To that end, we are pleased to offer customized educational booklets for plan participants. This four-step guide provides participants with the general financial and investment information they need to effectively prepare for retirement as well as worksheets and tools to help participants put their plan into action.

The easy-to-use, comprehensive booklet is tailored for each Plan’s unique features - including a welcome letter, summary of plan features, and fund fact sheets.

Every full-color booklet contains 22-pages of award winning educational content that:

• Helps employees establish their individual retirement goals and determine the retirement income they will need through straightforward planning worksheets
• Educates employees about the basic principles of investing for retirement
• Assists employees in creating an appropriate investment strategy based on individual risk tolerance and return objectives

Your Personal Guide to Retirement Planning is an exceptional educational resource for retirement plan participants. Best of all, this booklet complements the educational services being provided by each Plan’s financial advisor to give participants unsurpassed access to investment education.

If you have questions about these customized educational booklets or how to order, please contact a DRS Customer Service Specialist at helpdesk@drs401k.com or (888) 377-4015.

Automatic Rebalancing

Over time, plan participants may find that their current asset allocation no longer matches their investment election. This happens because investments grow at different rates, which causes their account to get out of balance from their initial election.

DRS now offers plan participants the option of having their account balance periodically realigned to match their most recent investment election. Participants can schedule automatic rebalancing to occur on a monthly, quarterly or annual basis.

The automatic rebalance feature ensures that the participant's account will continue to be invested according to his or her asset allocation strategy. This new feature means a plan participant can put his or her retirement account on autopilot saving them the hassle of manually rebalancing when market gains have repositioned their accounts.

Email Statements

Getting account information is fast and easy when you sign up for DRS’ email statements. Imagine the convenience of up-to-date account statements automatically emailed to you as often as you choose.

• Daily
• Weekly
• Monthly

With just a click of the mouse you can review your account statement directly through your email. And it’s free. No more waiting for your quarterly account statement to arrive by conventional mail. The email statements you will receive are in the same easy to read and understand format as the hardcopy statements you get now.

Signing up for email statements is very easy. You simply login to your account using your Plan Number, Social Security Number or User Name, and your PIN. Next, select Preferences from under the My Account menu. On the left-hand side of the Preferences page you will find a place to enter your e-mail address and select how often you would like to receive your email statement. After you have entered your email address and selected a statement frequency, you only need to click the "Update" button at the bottom to finish the process.