Program Feature Comparison

Plan Feature
ClassicFoundations
PremiumFoundations
   PremiumSelect   
   CustomSelect   
Daily Valuation with:
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Daily Exchange
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Web Site for Participants
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Web Site for Plan Sponsor
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Web Site for Investment Advisor
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800 Number/VRU
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Participant Call Center/Help Desk
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Online Enrollment (optional)
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Online Loan Application (optional)
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E-mail Participant Statements
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Loan Modeling
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Retirement Calculator
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Online Investment Education & Advice
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Online Prospectus
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Automatic Enrollment
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Report Downloads (for the Plan Sponsor)
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Quarterly Valuation Reports on CD
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Quarterly Participant Statements on CD
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Statements Mailed to Home Address
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Prototype Plan Document 2
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New Comparability Plan Document 2
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Nonqualified Deferred Comp Plan Doc 2
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Employee Deferral (Pre-Tax and Roth 401(k))
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Employer Match (Non-Safe Harbor)
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Profit Sharing Allocation Methods:
Pro Rata or Uniform Dollar
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Integrated
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New Comparability 1
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Age-Weighted
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Safe Harbor Allocation Methods:
Basic Match
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Enhanced Match
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Non-Elective
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Directed Corporate Trustee
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Tax Form 5500
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Tax Form 1099-R
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ADP Testing
n/a
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ACP Testing
n/a
n/a
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IRS § 415 and 402(g) Testing
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Top-Heavy Testing
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Peak Integrated Payroll Discount (10% off Base Fee)
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After-Tax Contributions
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Annuity Contracts
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Company Stock (Public and Private)
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Frozen Assets
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GIC (Guaranteed Investment Contract)
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Individually Designed Plan Document
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Insurance Policies
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Limited Partnerships
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Real Estate
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Self-Directed Brokerage Accounts (SDBA)
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1 - Requires the use of DRS New Comparability Cash or Deferred Profit Sharing Plan document.
2 - Provided by DRS.